What is the difference between term and whole life insurance?
What is the difference between term and whole life insurance? When is it better to use one versus the other?
ANSWER: I recommend you to try this site where one can compare rates from different companies: http://HELP-INSURE.NET/index.html?src=WP2rrohunnokote
RELATED FAQS:
What is 20 year term insurance?
Is it a good kind of insurance. I will be 49 in two months. Does it mean if I die outside of the 20 years it doesn’t pay off?
Auto insurance involuntarily cancelled?
I got a new auto insurance begining June. And I had an hail damage and hit and run case towards the end of June. On July 30 there was an accident, other person involved was at fault as he rear-ended my car. I reported all these occurances. I get a involuntary cancellation of the auto insurance policy after a couple of days. They sent me this notice and also made me aware of the right to dispute this with the State commisoner for Insurance. Now, when I go shopping for new insurance, I get an increased premium quote. None of the reported claims are my fault and I do not know if I have to dispute this case with the commisioner for insurance or not and not sure how much money I have to spend towards it. Please advice what to do in this situation, thank you in advance."
Life insurance? i dont feel right about this company?
Hi i applied for life insurance through sun life financial. are they a good company? who do you get your life insurance from? is it even important? anyways, they still havent drawn up my policy since i have applied, even though was approved. All i was looking for was a simple life insurance i can afford, and they added in a whole bunch of accessories to go along with it. anyways, they keep coming back for many tests. which would have been hell of a lot convenient if they did these tests all in one place in one time. rather than having to do 4 or 5 tests over the past 4 months. it drives me crazy now that they are always phoning, needing this and that…now im starting to consider if i even want my life insurance with them also, is it even necessary to have life insurance along with critical illness and disability? i am just a studetn on a budget with two young boys at home. whats your take?"
Life insurance?
My mother past a few years back but I still wonder if she had an insurance policy, she told me she did just before she fell ill and went to a nurse home and I do not think she was able to make the payments for the insurance for about a decade, I wonder if the policy could still be active if it is not her fault that she got ill and could not make the payments? Also I do not remember what insurance company the policy was with, have any idea how I could find out? Thank You…"
"LIFE INSURANCE? MY AUNT JUST DIED , HOW CAN WE FIND OUT IF SHE HAD AN INSURRANCE POLICY WITH ANYONE?"
LIFE INSURANCE? MY AUNT JUST DIED , HOW CAN WE FIND OUT IF SHE HAD AN INSURRANCE POLICY WITH ANYONE?"
Switching to liability only car insurance?
Hi. I just moved to a new state with ridiculously high car insurance rates. My new rates are nearly double what I paid in my old residency. If I switch my coverage from full coverage, to liability only, how much would I save (approximately?) I currently pay nearly $230 a month on car insurance for full coverage. About how much would liability only be?"
Friend with 4 broken ribs at another friends home /insurance claims?
Thanks for all the information .This did happen in the state of Arizona .The accident itself happened outside near a pool .The people coming in and out of the pool had dripped a lot of water on to the concrete under a porch area and it was very slick .The combination of the slick concrete and the flip flops she was wearing had everything to do with why she was injured. It was simply a bad combination. She feels very bad that it happened because she is afraid of any insurance claim that could have any impact on her friends policy. My take on it is that is why we have insurance to cover something when It does happen. And again she is not wanting to rape the insurance company for the maximum of what could be paid. We are just wanting to get her back in good health and try and make sure what she may be able to be compensated for to help financially because it is taking huge toll with her being out of work .Thanks for your responses
What is the best company for mobile home insurance?
Need full replacement policy on mobile home over ten yrs old
Is the 2011 Kia Forte Koup considered a sports car by insurance companies?
It looks like a nice first car but if the insurance is too high I can’t get it.
Why would someones auto insurance contact me about their loss?
Also, Her insurance sent me a letter saying they will not pay for HER damages, My insurance won’t pay for mine only because I was the one who was found at fault. unfortunatley. Her insurances letter did not state anything or any reason of why they wont pay for her. But I don’t understand why they are sending me the letter. they should send it to her. Or talk with my insurance"
"I want to buy car insurance, what is the cheapest one to buy?"
My progressive insurance just expired, and it is really expensive. I want the lowest state minimum insurance available. The state is Michigan."
My car was involved in a hit and run and am not covered by insurance?
I just got a message from my friend saying that the car that I now own was involved in an accident. Specifically a hit and run. I know for a fact it wasn’t me who hit the car and ran. It had to have been my other friend who borrowed my car. The car is not insured. I’m guessing my friend took off at the scene of the crime and came back not telling me about it. I really didn’t notice anything wrong with the car until today putting 2 and 2 together with the newish scratch I had on the nose of my 1997 v6 camaro. It looks like he rear ended the other car from the outline of the marks on my car. Thing is he is not in California anymore and moved back to the east coast. I met the guy and became friends for about a month and a half. He knew alot about cars and he said that he would take it down to this one guy he knew how to flush out the radiator. He did that on the 24th of nov. and the claim of the other driver was said to be on the 24th. What do I do? I can’t make any contact with my friend who drove the car because I can’t locate him. Am I charged with a hit and run or is he? I forgot his last name so I really can’t hold him responsible or report him liable The previous owner got the memo about the claim report because it is still in his name kinda. I told him to say he does not own the car any more and give the insurance company my info and I’ll see what i can do. Well what should I do? I need some legit legal consulting.
Can you get insurance for a car without having a driving licence?
if not, what would happen if the police stopped you whilst driving."
What is the best car insurance for an under 18?
What is the best car insurance for an under 18?
What does ‘replacement cost’ mean in hazard insurance?
By market value, I mean the cost of the improvements (i.e. structure) not including the land. And by replacement home, I mean exact an duplicate of the destroyed structure. Lets say that this is a historic district with strict building and demolition codes, making new construction much more expensive than buying an existing home."
How do you pass the state insurance exam?
I am taking the health accident and life test. I am using the pass package to study with
Health insurance for 2014 is expensive! What do I do?
I make about 30-34k annually so the tax penalty for me would be about 300-350 if I don’t purchase health insurance. The problem I am running into is for me, a single health person non tobacco user the least expensive plan I can find is $120. I’m paying off college debt and cannot afford that amount!! I can’t find less expensive plans on websites if I purchase them right now (anywhere from $40-$90 monthly) but from what I have read most insurance companies are getting rid of their current plans and replacing them with more expensive plans so it would basically do me no good to enroll in a plan before 2014 because once 2014 hits the cost will go up. Do I have this right? When I go to http://www.coveroregon.com (i live in oregon) it says I don’t qualify for help paying with insurance, why not? I just need help!!!!!!"
Cancelling M&S Car Insurance?
Basically I took at a M&S car insurance plan for my car. A guy crashed into me whilst on a roundabout (my right of way) and his insurance have since accepted responsibility for the accident.I am now wanting to cancel the insurance as they have been very unhelpful throughout the whole process. I am just wondering how much I am going to have to pay to cancel the policy- As I was spreading the cost with agreed monthly payments the total cost including interest was 738. I did a one off payment of 101.87 and then so far have paid 4 installments of 57.89. As I have had the policy for 4 months. In the t’s & c’s on the website it says this: If you cancel your policy within 12 months of the Policy Start Date
Insurance question?
Is there any possible way to lower my insurance. I’m 19 years old and insurance is 8000$ per year ( NYC ) . So now i have a problem not with a car but how to lower my damn Insurance. Thank you and Take care.
What sort of things should I be looking for when buying my first car? (UK only!)?
I have about 1500, I could probably stretch to 2 grand but itd be a massive push. Ideally Id like a reliable car, not a crappy make. Just wondered what sort of thigns I should be looking for? Ideally Id like to spend 900-1200. Ive seen a few decent cars, mostly escourts for that price but with milage near the 100,000 mark. Is it risky having such high milage? Any other advice is much appreciated. And remember UK answers only please (Americas cars are obviously alot different)"
Can you take a rental car when you do not have any personal vehicle or auto insurance?
I do not have any car insurance right now. I am planning to get a car rental for a month. Do I need to get some insurance for this? What happens if cop pulls me up will rental agreement be sufficient?
How much would car insurance be?
I’m 17 and I wanna know how much insurance is on a 1993 Jeep Wrangler before I go out and buy one. I tried to do quotes but I need to know a lot about the car but since I don’t have the car, it’s kinda hard. Help. Thanx"
Maternity Insurance (Arkansas)?
My wife and I are ready to have kids but we don’t know how to prepare financially for it, everyone we have talked to says we need a maternity ‘rider’ but they can be rather expensive and we aren’t sure where to get one from. We are both healthy both 22 I work for our local school district maintenance and I make around $24,000 a year my wife works part time only making around $7,000 a year. I have a basic insurance plan through the school system on just myself but it is stupid expensive to change it (thanks to Obama). I also have a second health plan my parents set up when I was much younger through Blue Cross Blue Shield. My wife is covered under her dad but his plan doesn’t allow maternity coverage for her. What do I need to do so I’m not out thousands of dollars in medical bills and can still afford to survive? Before anyone says wait until we are financially stable to have kids, I do not want to be 30+ when I have kids, I want to be able to enjoy my grandkids!"
Ford Focus Insurance for a just passed Driver?
How much would insurance cost roughly for a 25yo female who’s just past her test?? I haven’t yet passed but when i do I want to get a Ford Focus and was wondering how much roughly insurace would cost!
What is the most reasonable health insurance for someone 21?
help i don’t have any and where should i call
What is the difference between term and whole life insurance?
What is the difference between term and whole life insurance? When is it better to use one versus the other?
ANSWER: I recommend you to try this site where one can compare rates from different companies: http://HELP-INSURE.NET/index.html?src=WP2rrohunnokote
What health insurance should I purchase as a student in California?
I have a medical condition that needs me to see a doctor once every month or so.
Does anybody know where i can get cheap car insurance?
Hi, I’m 20 and i am looking to buy a small car so i can commute to work. However, the insurance on it is sky high. I have tried all sorts of different makes of cars to see if the insurance is cheaper but it doesn’t really make much difference, i am looking at Puntos, Yaris’s (small cars like that). I have had my licence for 3 months so obviously it is going to be slightly expensive. I have been on all of the price comparison websites and the cheapest i have got it so far is 308 A MONTH! Apparently my postcode is notorious"" for sky high insurance but that’s just ridiculous. Does anybody know of any insurers i can try which could be cheaper? Thanks"""
How do you determind how much the car is worth?
I bought a car from a trusted dealer. They had told me the odometer wasnt working since they had it. Well I knew the odometer wasnt correct. Well I sold the car ( I have a lein) the car was totaled. Now the insurance company is saying they dont know the exact miles on the car so thier not going to pay but 2400 for the car. I did a Carfax report and it showed 70K miles, then 17 K mile when I bought it. I am trying to come up with a way to reason with the insurance company to get the most out of the car. What would be the best way to go about doing that. Taking the average fort he year? the mileage on the car? I believe the car is worth at least 3K."
Will my insurance be high?
I’m 16, turning 17 soon. I have strait A’s so I get the driver discount and plus my insurance company has a program you can do for an extra 15% off which my mom is going to make me do. I’m a girl so I know my insurance will be less then a boys.. But If I got my own car ( years around 2000-2009) will my insurebce be extremely high?"
Has the Affordable Care act made your health insurance more affordable?
Mine is going up $150 every two weeks for a $4500 in network $9000 out of network plan starting next year. Seems most people I talk to report similar numbers.
What health care coverage besides the Affordable care Act covers preexisting conditions?
You also have me blocked so its unfair of you to answer mine.
Has anyone had any experience with Homesite Insurance? Specifically their home insurance?
I have just had an unbelievably hard time with a hail insurance claim. I got my 3 estimates which ranged from $18,000 – $19,500. I called and asked how my claim was coming along. They said they would be sending me a check for $500. I had dealt with them once before and received $300 when all of my neighbors got their roofs replaced. So I started to fight immediately. It took going on the news, calling the attorney general, a lawyer and all my state representatives. They finally paid a reasonable amount when I got a meeting set up with my state senator and the actual insurance commissioner. I am looking for anybody else’s experience with this insurance company."
Can I register and insure a car with a suspended license?in tampa Florida?
Can I register and insure a car with a suspended license?in tampa Florida?
What is the formula for calculating the monthly payment for an Auto Loan?
The bank is financing my wife for 9606.00 at an interest rate of 7.5%. The Term is for 5 yrs (60 months) What should the monthly payments be? I used to be able to do this, but I think I’m missing something. Here is how I did my math: I took $9606.00 and multiplied it times 7.5% and came up with $720.45. Then I added that $720.45 to the $9606.00 and came up with a total of $10,326.45. I then divided the $10,326.45 by 60 (months) and came up with a total of $172.10. Meaning that $172.10 would be my monthly payment. I went to bankrate.com and used their auto loan calculator and they came up with $192.48 The bank came up with $205.00 (I think they added credit, life, and disability) So what the HECK am I missing……Please help!"
Firebird 2003 owners. How much do you pay for car insurance on your Firebird?
Firebird 2003 owners. How much do you pay for car insurance on your Firebird?
Short term or long term disability insurance?
Which company offers the best short term or long term disability insurance? (price and coverage) I recently found out that I might get blind in future and need to have some income to support my family when I loose the job. I am having trouble understanding the system but would be great if anyone could help me out. I don’t even know if these insurance thing can pay me with being blind. Thanks.
Does anyone know travel insurance that can cover a whole bunch of extreme activities but is not extremely expensive?
Im going from the UK to Australia where I plan to go diving, hiking, trekking and maybe something else. Ill spend a lot on my tickets, so Ill need a cheap policy."
"Wisdom tooth problems, no health insurance?
I just started a new job and I don’t get health insurance for another 60 days but my teeth are killing me. I’m 21 and was wondering whether or not I can be put on my mom’s insurance plan (whom I do not live with) temporarily so I can get my teeth fixed until I get my own insurance?
Is there a State Farm insurance branch in Texas?
Is there a State Farm insurance branch in Texas?
What US life Insurance companies are best for males over 50?
My husband needs term life insurance. He’s 52. What companies do you recommend? How much do you pay in premiums per year?
Is there a way for me to get cheap auto insurance?
I am 16 years old and from st.cloud minnesota. I don’t have a car yet but I want to get one from around $3000-$4000. I have to go with State Farm because my parents have it. I am a safe driver and I get good grades. Is there a way to get cheap auto insurance through state farm through any special deals? Thanks
"What happens if the policy owner dies, before the insured person?"
my husbands mother passed away, and while going through her belongings, we found a life insurance policy on my husband, that has been paid in full. She was the only beneficiary, on that policy, her husband is deceased also. The policy has a face value of $6500.00, who gets that money?"
A cop pulled me over but did it go into my insurance?
A cop pulled me over and told me he wouldn’t give me a ticket, but he still looked at my insurance and license. Does that mean he recorded it so my insurance company could see it? Did it affect my insurance in any way? I need help!!!"
How much should a Insurance CSR make?
I live in a little town in California, I have been working for well established Insurance agency since May 2012. I just recently got licensed so now I carry my P and C license. I am getting 12 an hour plus health insurance, am I being under paid? Im not getting commission even though I have brought new business in and have written policies. Your answers are very much appreciated. Thank you."
Group Policy number for insurance?
I don’t have insurance so in order to join my swim team i needed to get it. my school suggested UnitedHealthCare. i filled out the form getting the cheapest one and sent it on thursday, i haven’t gotten anything back and i need to know my group policy number. I have no idea what that is or what it would even look like. so please help! there’s this 8 digit number at the bottom left of this paper with one letter in it, but i think that might be nothing, could that be it?"
What is the best disability insurance company that offers the best coverage incase you get hurt on or off of the job?
What is the best disability insurance company that offers the best coverage incase you get hurt on or off of the job?
Who Pays Taxes & Insurance on Contract For Deed???
We are selling our home on a contract for deed (in Illinois). We were told the buyer pays taxes and insurance. However, we still have a note on the property, so we still need to have insurance. Also, since the property will still be in our name, we would rather pay the taxes as well. Do we have the buyer reimburse us for these items? Anything else we should be aware of??? We just purchased a form for contract to deed and are filling it out now. Any information you could provide with any insights would be much appreciated. Our main focus, however, right now is simply on the taxes and insurance."
"Pregnant With No Health Insurance In Houston, TX?"
Hello Yahoo Community, I am married, pregnant, with no health insurance. I have applied for Medicaid and CHIP and was denied assistance based on my income, I apparently make too much money to qualify. I slightly cross the threshold. If you subtract our bills minus our earnings we’re left with peanuts. We only pay for necessities not for commodities. There is nothing I can cut back on because we’re paying for the basic stuff. I’ve look for insurances but I am having a hard time finding one that covers maternity costs and if they do they’re tremendously expensive and out of our reach. Also since it’s a pre-existing condition, most insurances don’t cover it. Does anyone know about any programs where I can partially pay for the services? Or affordable insurances that I could apply for? I’ve researched extensively and can’t seem to find anything. I am 10 weeks already and have not had my first pre-natal appointment. It’s becoming rather stressful. Any help or information will be appreciated. Thank You."
Car Insurance how many cars?!?
Can you have 2 cars insured under 1 insurance company? like my ex wants to put his car in my name & insure it (as it would be cheaper) but i have my own car that i already insure but i’ll be changing my insurance company come january so how should i do it? me go ahaead & change my insurance in jan with the nxt car i get & let him insure under my name etc with the same company or do another company with his cat? what do you reckon?!! thanks!
Can I have a car in my name under my parents insurance?
I am in need of a new car, but I would like the car to be in my name since I’m the one paying for it. Right now the car I’m driving is under my mom’s name and insurance. Is it possible to have a car in my name and still have it be on HER insurance (and I cant just pay her) since it’s obviously much cheaper (like a 300 dollar/month diference)"
What is the difference between term and whole life insurance?
What is the difference between term and whole life insurance? When is it better to use one versus the other?
ANSWER: I recommend you to try this site where one can compare rates from different companies: http://HELP-INSURE.NET/index.html?src=WP2rrohunnokote